Richard is 45 years old and receives disability as a result of a car accident he was in during his teenage years. Richard has not let this accident stop him from working, but unfortunately, if his income exceeds a certain threshold, his disability will cease. Richard works at a local bookstore in Concord part-time and he loves what he does. On his days off, he enjoys reading books, taking care of his dog, and talking to his neighbors about wonderful stories he has read. Richard is well-liked by everyone he comes across, but his income is not enough to sustain his housing and other expenses. Richard met Tonya, a regular at the bookstore, ten months ago and they plan to marry within the next two years. Their income together will be sufficient to sustain them. Richard is a great candidate for Huddle Housing as he continues to build his life and be a positive example in the community.